In Michelle Schroeder Gardner’s own words, In 2011, I started a personal finance blog, Making Sense of Cents, to track my journey to becoming debt-free — and it took off fast. Within a few years, I was earning enough to quit my 9-to-5 job to focus on my business, and I had paid off $40,000 in … Continue reading 33-year-old mom makes $40,000 a month in passive income—and lives on a sailboat: How I work ‘just 2 hours a day’